Detailed Sample Task: EAL Literacy
CLB
4L-Writing
Getting Things Done
Banking and Numeracy
Real-World Task
Fill out 15-20 items on a simple form to apply for a micro-loan for Newcomer women.
Planning Context
Vocabulary and Grammar
Activities and Tasks
Sample Skill-Building Activities:
- Discuss as a class: What is a loan? Brainstorm a list of different types of loans on the board. Ask learners where they can go to get a loan. Discuss safe options, such as banks, unsafe options, such as loan sharks, and high-cost options, such as pay-day loans (who as of January 1, 2025, have been limited in most provinces in Canada to charging $14 per $100 borrowed, which is a 365% annual interest rate).
- Look at the infographic on the cost of borrowing money from the Government of Canada: Payday Loans: An Expensive Way to Borrow Money! Read the infographic together as a class. Discuss words/phrases such as interest rate, charge, due, penalty.
- Discuss as a class: What is a micro-loan? Why are some loans available to specific groups, such as Newcomers or women? What is the purpose of a micro-loan?
- Review the task vocabulary. Use vocabulary cards with words, pictures, and very simple definitions to practice the vocabulary. Do activities such as matching, filling in the blanks, and crosswords.
- Incorporate phonics activities based on vocabulary words and other vocabulary related to the topic.
- Review polite requests with would: I would like to… Use prompt cards to practice making requests of your classmates.
- Discuss in a small group: If you received a micro-loan of $1000, how would you spend it? What would you consider a good use of the money? Should a loan like this be used on commercial items, such as clothes?
- Read a simple instructor-made article about micro-loans. Read together with a classmate. Discuss the article and work together to answer comprehension questions. Read this article several times over several days and complete different comprehension activities each time. Focus on pronunciation, intonation and fluency.
- Listen to a short instructor-made recording from someone who used a micro-loan to purchase tools to start an apprenticeship. Discuss the recording as a class. Answer comprehension questions.
- Discuss as a class: What kind of information do you need to give a bank when you borrow money? Discuss the kinds of information they want on a form.
- Complete an instructor-made online form for applying for a loan.
Sample Skill-Using Tasks:
- Complete an instructor-made online form to apply for a car loan from a bank. Use information from a prompt card to complete the form.
Sample Assessment Tasks:
- Fill out 15-20 items on a simple form to apply for a micro-loan for Newcomer women. Use information from a prompt card to complete the form.
Teaching Considerations
Cultural Considerations:
- People from different cultures may have different expectations of how to manage their finances. Some may not have experience with banks or may not trust banks. Learners from some cultures may not believe in borrowing money.
Digital Literacy Strategies:
Successful completion of some tasks may require some baseline knowledge and digital skills.
Learners may need to:
- Have keyboarding and typing skills.
- Locate, navigate and use websites relevant to the task.
- Use familiar apps, social media platforms and web pages relevant to the task.
- Read information from a screen.
- Navigate camera and microphone.
- Adjust volume on device.
- Navigate forms.
Instructors can:
- Dedicate time to improve digital literacy for learners.
- Make and/or adapt digital materials.
- Introduce websites that are relevant to the task(s).
- Support learners in finding, navigating and using websites relevant to the task.
- Support with clicking on appropriate fields for an online form.
- Introduce tools and apps that can aid learners in coping with communication barriers, such as translation, pronunciation, text to speech, speech to text tools and so on.
- Share knowledge and strategies to ensure online safety.
- Refer learners to programs to improve their digital skills.
Equity, Diversity, Inclusion and Indigenization Strategies:
- Learners who are women may not have had access to their own finances. Make sure that all learners are aware of their rights in Canada and are aware of services and resources that can help them.
- There are often programs available to help learners with financial literacy and basic financial planning. Research programs in your area and share this information with the learners.
- Learners who do not believe in borrowing money may not identify with this task. Respect learners’ views on whether or not it is “right” to borrow money, and let learners use scenarios and prompt cards to complete the information rather than their own information.
- Use diverse representations of people in all your learning resources and images, including people who are 2SLGBTQ+, Indigenous, Francophone and of other cultures, and people who have disabilities or who are neurodivergent. Consider this diversity as you choose names for characters in stories you create as well.
Trauma-informed Strategies:
Possible Trauma Triggers:
- Learners who have lived or are living in poverty and learners who have lost their homes and possessions may find discussions of banking, money, or finance triggering.
- When teaching about Canada, you may teach about things that are triggering to learners who have experienced trauma. We can’t know what the triggers might be and what seems commonplace to us may have a triggering component for learners. Be aware of this and be prepared to support learners as needed.
Strategies:
- Allow learners to use fictionalized scenarios and prompt cards rather than their own personal information.
- Give learners advance warning of this topic and be aware that there may be learners who require support.
- Learners who have experienced trauma often benefit from having routine. Create a safe and supportive classroom environment by establishing familiar routines, repeated activities, and model friendly and non-evaluative interactions.
- Learners will benefit from positive relationships established in the classroom with the instructor and peers.
- Learners who have experienced trauma benefit from having choices.
- Allow learners choice:
- the choice to work on a different topic
- the choice to share or not share their own experiences
- the choice to work alone or to work with others
- the choice to take care of themselves
- the choice to step out of the learning environment
- Allow learners choice:
- When learners have shared personal distressing or traumatic experiences, make space for learners to feel safe and recover from the experience of sharing their experiences. Follow the activities which may make learners feel vulnerable with routine, predictable and comforting activities.
- Giving learners the knowledge, skills and language to access resources can be empowering.
Resources
Outings, Guest Speaker Suggestions, Extension Activities:
- Invite someone who specializes in financial literacy to speak to the class.
- Have learners write tips for borrowing money.
- Have learners make posters with information on different types of loans.
Realia:
- Modified loan application forms
- Banking websites
Units and Modules:
- Tutela (CCLB): Reporting a Lost/Stolen Bank/Credit Card: CLB 3/4 (Not literacy but can be adapted)
- Tutela (CCLB Blended Modules): Reporting a Lost/Stolen Bank/Credit Card: CLB 3/4 (Not literacy but can be adapted)
Lessons and Activities:
- Tutela: Basic Banking: Module Plan and Assessment Tasks: CLB 4 (Not literacy but can be adapted)
- Tutela: Banking and Money: CLB 3/4 (Not literacy but can be adapted)
- Tutela (OCDSB): Collecting Information About Banks: CLB 4 (Not literacy but can be adapted)
- Tutela: Norquest LINC Phonics Curriculum: CLB 4L
- LINC 4 Classroom Activities: Pre-Authorized Payment Plan Application Form (p. 70) (Not literacy but can be adapted)
- A search of NLCG (nlcg.achev.ca) may provide additional tasks that can be adapted.
Multimedia:
- Tutela: ESL Image Bank: Banking and Finance
- Government of Canada: Payday Loans: An Expensive Way to Borrow Money!
Detailed Sample Task
This exemplar is aligned with the Canadian Language Benchmarks (CLB) and is designed to guide and inform your lesson and module planning. Consult the Canadian Language Benchmarks English as a Second Language for Adults for detailed performance descriptors at this benchmark and skill.
The information in this document is not exhaustive and can be expanded on. As well, you can use more learner-friendly language in your materials and assessments.
This is NOT a lesson or module plan.